And when you are going through a hard time, those people don’t want to hear any excuses in case of non-payment. As a result your APR tumbles down. Now you have to give them APR of 15%, and sometimes, upwards of 20%. Come out of this nightmare.
Contented enough of bullying they surrender to the demand of the credit card company. It is essential to have a ‘FAIR’ credit report.
You should have guts enough to come out of this dreadful situation.
The one option that all agreed upon is to go for a card with a lower interest rate that you will use to transfer your entire balance to your previous creditor company. Just be polite and ask them to allow you a few weeks. And once to find them, go to the previous creditor company to make reconciliation and give you a better deal by lowering the interest rates.
Thus instead of being a slave to them, be your own boss. Go and fix your credit plans yourself and make a fair credit clean up.
Permitting yourself the choice of transferring your business elsewhere, you're uttering in no vague provisions that you aren't happy with their approach to you, who, outside of losing one or two payments, has compensated at least the monthly bare minimum time and again, and they should be try to assist you in the tough times you're existing in, instead of punishing you.
Lexington Law is helping the debtors to get out of this credit card companies and make people saved from bankruptcy.