It is very much necessary to have a good score because otherwise it will become difficult to get loan form a good bank. For getting this, your score should be between 640 and 620.
If you have forgotten to match up with the bureaus, there are ways to make your rank qualify home loan financial help.
Firstly, take out quality time to find out the essentials and procedure of putting your details in a good figure. This will not cost you money but it will involve much effort from your part in writing the argument and legalization letters that will be mandatory by the bureaus and collectors so as to rearrange your report in a good health.
Secondly go and get some repair agency to do this task for you. And you pay them accordingly.